COVID-19 Resources for Tenants in WV



The Mountaineer Rental Assistance Program is now open for applications

Apply at

Before going to any of the following locations for assistance, call ahead and ask:

  • Address to go to apply
  • Days of times they accept applications for assistance
  • Geographical areas they serve
  • Income limits
  • Documents required


EnAct Inc.
1701 5th Avenue, Suite 7
Charleston, WV 25387

EnAct Inc.
1701 5th Avenue, Suite 7
Charleston, WV 25387

EnAct Inc.
1701 5th Avenue, Suite 7
Charleston, WV 25387

EnAct Inc.
1701 5th Avenue, Suite 7
Charleston, WV 25387

EnAct Inc.
1701 5th Avenue, Suite 7
Charleston, WV 25387

The Salvation Army
301 Tennessee Avenue
Charleston, WV 25302

Covenant House
600 Shrewsbury Street
Charleston, WV 25301

Catholic Charities West Virginia - Western Region Office (Basic Needs & Emergency Assistance)
1116 Kanawha Boulevard East
Charleston, WV 25301

Religious Coalition for Community Renewal
1516 Washington St E
Charleston, WV 25311-2511

Section 8 HUD Tenants

If you lose your job or have reduced hours, contact your case worker immediately with documentation.  They will adjust the amount they pay toward your rent.




Tenants Who Lost Jobs


File unemployment.   You will receive $600 on top of the normal amount of unemployment you would receive.




Tenants Who Own Small Business



Provides eight weeks of cash-flow assistance through 100 percent federally guaranteed loans.

· A loan would equal 250 percent of an employer’s average monthly payroll, and the loan could not exceed $10 million.

- The covered costs include payroll support (includes salaries, wages, paid sick and medical leave, insurance premiums), mortgage/rent, utilities, and other debt obligations.

- If an entity is eligible for the program, lenders will issue a loan based solely on if a business was in operation on February 15, 2020, and if it paid salaries and payroll taxes. 

Eligible entities for this program are:

1. Small business with 500 employees or fewer

2. Self-employed individual or “gig economy” individual

3. 501(c)(3) organization

4. 501(c)(19) veterans organization

5. Tribal business concerns with under 500 employees

Loan Forgiveness:

An entity will be eligible for total forgiveness if the company retains its employees and salary levels.  

· Loan forgiveness cannot exceed the principal amount of the loan.

· Any reduction in employees or salaries and wages will result in a reduction in an eligible forgiveness amount.

· Amounts that are not forgiven after the 8 week period will be carried forward with term of a max of 10 years at a maximum of 4% interest.


Benefit: Provides an advance of $10,000 to those businesses or nonprofits who apply for an SBA Economic Injury Disaster Loan (EIDL) within three days of application to maintain payroll, provide sick leave, and pay other debt obligations.

Eligibility: An entity must have been in operation on January 31, 2020 and be a: small business, private nonprofit, sole proprietor or independent contractor, tribal business, cooperative, or employee-owned business

A loan application will be approved or denied solely based on an applicant’s credit score or sufficient alternative method. 

Repayment Terms: Grant does not need to be repaid, even if the business is ultimately denied an EIDL. 

Debt Relief for Existing SBA Borrowers:
Benefit: The SBA will cover all loan payments, including principal, interest and fees for six months for existing SBA borrowers who have standard SBA 7(a), 504, or micro loans.

· The SBA will also cover all loan payments for individuals who take out one of the standard loans within six months after the President signs the CARES Act into law.

How to Apply:
· To apply for an EIDL, please visit this link run by the SBA.

· Non-EIDL SBA loans are administered through qualified lenders in your community. To find a local lender to apply for the PPP program or any other SBA loan, visit their lender match tool found at this link.

- An individual may also contact a) their current business lender to see if they administer SBA loans or b) their local SBA office or Small Business Development Center (SBDC) to find an approved lender in their community.

Help Submitting an Application:

To speak with an SBA office in West Virginia, a business has two offices to choose from:

· Clarksburg – 320 West Pike Street Suite 330, Clarksburg, WV; Phone: 304-623-5631

· Charleston – 405 Capitol Street Suite 412, Charleston, WV; Phone: 304-347-5220

· Follow this link to learn more about the SBA in West Virginia and its resources

West Virginia is home to three SBDC that can provide financial and other guidance to small businesses throughout the COVID-19 pandemic. Physical addresses and phone numbers are provided below.

· Wheeling – 1704 Market Street, Wheeling, WV; Phone: 304-214-8973

· Charleston – 1900 Kanawha Boulevard, East; Building 3, Suite 600; Charleston, WV; Phone: 304-558-2960

· Morgantown – 900 Chestnut Ridge Rd, Morgantown, WV; Phone: 304-293-5839



Increased Benefit: Employers, including non-profits, are eligible for a 50 percent refundable payroll tax credit on wages (including health benefits) paid up to $10,000 during the crisis.


All Employers:
1. that have experienced a 51% of more reduction in quarterly receipts; or

2. 100 employees or fewer

More than 100 Employees:

1. Employers who have retained employees on the payroll that are not currently working due to the crisis.


Increased Benefit:Employers can defer paying its portion of social security payroll taxes for its employees through the end of 2020.
· Deferral is not provided to employers that avail themselves of SBA 7(a) loans designated for payroll.

Payment of taxes: All 2020 deferred amounts are due in two installments- one at the end of 2021, and the other at the end of 2020.



Increased Benefit:Businesses can take NOLS earned in 2018, 2019, or 2020 and carry back those losses five years.
· Eighty percent rule is suspended so companies may use NOLS they possess to fully offset their taxable income.

If you know of additional resources available to tenants, please email them to

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